In this series we have talked about ways to put your dead equity to work for you. All options require pulling out excess equity (typically equity over 20% of the home’s value). The first option was to renovate / update – this allows your equity to build more equity by making your personal home worth […]
Toward the end of 2017 congress approved a new tax bill that was signed into law and became effective as of January 1, 2018. If you own real estate, there are several thinks you need to know so that you can make educated decisions regarding buying, selling, and holding real estate. I’ll start of with […]
In the first of this four part series, I talked about using your equity to renovate and update your home. Part two discussed taking your equity out to buy a 2nd home. In the third installment of ways to put your equity to work for you, I will discuss starting an investment portfolio. Invest in […]
I read and article written by a Realtor about the top 10 reasons for delays in the mortgage process. I thought about six or seven were valid and the others either had little to nothing to do with the mortgage side of things or were fluffed up to get the number to 10. That said, […]
You have equity in your house and it’s increasing every month as you pay your mortgage down and as your house appreciates. What is your equity doing for you? Absolutely NOTHING. As I have written in many other blog posts (here’s one: Four Ways to Put Your Equity to Work for You: #1 Renovate / […]
An important question with regard to any loan is “Should I lock?” or When should I lock?” No one ever really knows for sure. I have a pretty extensive background in investing (I was a Series 7 Licensed Representative for Fidelity Investments in the mid-90s) so I’m familiar with a lot of things that the […]
Buy this… and turn it into something like this… What is the Return on Investment of the Equity in Your Home? The answer may surprise you…it’s a big, fat ZERO. This is the first in a 4-part sears about how you can put your equity to work for you. “But my equity is already working for […]
Strategies to Help You Get Your Offer Accepted I hear all the time how homebuyers have submitted offers on many homes and they are frustrated because they lose for a variety of reasons, often to cash offers. If you are waiting for your train to arrive in the form of an accepted offer, you may […]
Like most things, there are costs and benefits, the yin and the yang, the good and the bad…well, I think you get the point. So lets look at the benefits of home ownership vs. renting. This isn’t meant to be comprehensive in any way, but hopefully it will provide some ground work if you are […]
I love good technology. I love tools, software and hardware, that will help me be more efficient or better than I would be if I didn’t have that tool. With that in mind, here are a few tools for my Realtor friends (clients may very well get great benefit from them as well). Zoom Video […]