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Month: November 2017

The Benefits of Home Ownership

November 15, 2017November 15, 2017 musicman Real Estate and Wealth Creation

Like most things, there are costs and benefits, the yin and the yang, the good and the bad…well, I think you get the point.  So lets look at the benefits of home ownership vs. renting.  This isn’t meant to be comprehensive in any way, but hopefully it will provide some ground work if you are […]

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Tools for Realtors

November 6, 2017February 26, 2019 musicman For Realtors

I love good technology.  I love tools, software and hardware, that will help me be more efficient or better than I would be if I didn’t have that tool.  With that in mind, here are a few tools for my Realtor friends (clients may very well get great benefit from them as well). Zoom Video […]

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The Young Father and the Three Lenders

November 3, 2017November 11, 2017 musicman Bedtime Stories

Once upon a time a young father decided to apply for a mortgage so he could buy a home for his wife and baby.  He provided all of the necessary documentation to get pre-approved and after a quick review, the loan officer (yours truly) gave the young father an approval. Excited about the possibilities of […]

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Winning in the Multiple Offer Game

November 3, 2017November 11, 2017 musicman Bedtime Stories, For Realtors

I’ve been in the mortgage business over 22 years and over that time, I’ve noticed patterns. For instance, the market always takes a pause around the holidays. Buyers typically either want to be in their new home before the holidays – especially Christmas – or they typically wait until after the new year (often times […]

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