During my 25+ year career as a loan officer, I’ve had to compete against many loan officers who advertise unusually low rates. While some people can technically get the rates that some of these loan officers advertise, it’s usually a very rare situation. Factors That Determine Rates On an Individual Loan: I’m not a fan […]
Month: February 2020
Low Rates and Low Inventory – Not a Good Combination
Everyone loves low rates, especially if you are looking to buy a home. It’s also a great thing that our economy is doing so well that the unemployment rate is really low – 3.6%; With so many people having a job and interest rates as low as they are, that means there are more people […]