Non-traditional Mortgages

Non-traditional Mortgages

In addition to FHA, VA, and conventional loans, there are also special loans for people who don’t fit into those boxes.  We have loans where we calculate the income based on the deposits into your bank accounts (business and personal) as well as asset depletion loans for people who have significant assets but can’t prove there income.  Additionally, if you’ve been turned down by another mortgage company for an FHA or conventional loan, we may be able to get it approved.  I recently had a client who was denied by one lender and approved for $100,000 by another lender and we were able to get him approved for $170,000.  He ended up buying a $163,000 home and we handled the mortgage for him.  I’ve helped a number of clients throughout my career who have either been turned down by other lenders or haven’t been able to qualify for as much as they would like.  Contact me to see how we can help you.