Over the 24 years that I’ve been a loan officer, I’ve tried to add value to my clients and my Realtor partners as a way of differentiating myself from my competition. To me, adding value is providing something of value that isn’t expected as a part of the normal service. I watched a video the […]
Month: January 2019
What is the Return on Investment on the Equity in Your Home?
What is the Return on Investment on the Equity in Your Home? Some people think it’s the rate of appreciation on real estate in their local area. Other’s aren’t quite sure what to say because it seems like the answer should be obvious but if it is, why do I ask the question? Because the […]
How to Get the Lowest Interest Rate – Is It Even Possible?
Having been in the mortgage business for about 24 years and in the financial services industry as a Series 7 Licensed Representative for Fidelity Investments for 2.5 years prior to my employment as a loan officer, I always cringe a bit when people, consumers, loan officers, or Realtors, talk about getting the lowest rate. There […]
Down Payment Amount: The Facts About How Much You Should Put Down
There are several ways to look at the logic behind how much you should put down on a house you are purchasing. For most first-time homebuyers, it’s all they can do to scrape together 3 – 5% of the purchase price for their down payment (FHA requires 3.5% down and conventional has programs with as […]