The Wunderful World of Mortgages and Real Estate

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Bedtime Stories

Sometimes we just need a good story – even as it pertains to mortgages and home-buying. It’s a good way to relate and find hope in our given situation.

Get Pre-approved Now, Even If You don’t Plan to Buy for a Year

January 16, 2020February 10, 2020 musicman Bedtime Stories, Home Buyer, Realtors and Borrowers

Over my 25 years as a loan officer, I have worked with a number of clients who were confident that they were ready to buy a home but ended up being surprised when I brought up issues either with their income, assets, or credit history.  Sometimes these issues were relatively easy to fix and other […]

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The Young Father and the Three Lenders

November 3, 2017November 11, 2017 musicman Bedtime Stories

Once upon a time a young father decided to apply for a mortgage so he could buy a home for his wife and baby.  He provided all of the necessary documentation to get pre-approved and after a quick review, the loan officer (yours truly) gave the young father an approval. Excited about the possibilities of […]

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Winning in the Multiple Offer Game

November 3, 2017November 11, 2017 musicman Bedtime Stories, For Realtors

I’ve been in the mortgage business over 22 years and over that time, I’ve noticed patterns. For instance, the market always takes a pause around the holidays. Buyers typically either want to be in their new home before the holidays – especially Christmas – or they typically wait until after the new year (often times […]

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