Buying your first home is hard. I mean it’s not easy saving up a 3.5% down payment on any home especially when starter homes are in the $250K – $350K range in the Salt Lake valley with few exceptions. That means that many first-time home-buyers will need between $8,750 and $12,250 just for their down […]
Over my 25 years as a loan officer, I have worked with a number of clients who were confident that they were ready to buy a home but ended up being surprised when I brought up issues either with their income, assets, or credit history. Sometimes these issues were relatively easy to fix and other […]